Our Story

Built for people who've been stalling.

An independent licensed agency that exists to shrink the decision — not stretch it across 200 plans and three weekends.

Our Story

Meet Options started because picking a plan shouldn't feel like a final exam.

Our founder spent three weekends trying to pick a health plan after leaving a salaried job to freelance. He opened 17 browser tabs. He built a spreadsheet. He read the word "coinsurance" forty times and still couldn't tell you what it meant. By Sunday night of week three, he gave up and went uninsured.

Eight months later, an ER visit cost him $34,000. The plan that would have covered it? About $190/month. He'd looked at it. Twice. He just couldn't decide.

That's the actual problem we built Meet Options to solve. It's not that there aren't enough good plans — there are too many. It's not that the information is hidden — it's that there's too much of it. We exist to do the narrowing for you, so the decision is small enough to actually make.

The Meet Options advisor team in a bright modern office

What makes us different

We are 100% independent
Meet Options is not owned by, affiliated with, or financially incentivized by any single carrier. Our agents earn the same commission rate regardless of which plan they recommend.
We are licensed professionals
Every Meet Options advisor is a licensed insurance agent, compliant with state regulations, and carries Errors & Omissions insurance.
We offer a free service
Consultations, plan comparisons, and enrollment cost you absolutely nothing. Carriers compensate us — you pay the same as buying direct, or less.
We stay with you
Most agents disappear after enrollment. Your Meet Options agent stays your resource for claims, annual reviews, life changes, and every question that comes up.
Our Mission

To turn the most overwhelming decision in adult life into a 22-minute conversation with someone who's already done it 8,000 times — and who will tell you, gently, exactly what they'd pick if it were them.

Our values

Transparency
We tell you exactly what a plan covers and what it doesn't. No surprises at the worst possible moment.
Independence
We recommend what's best for you, full stop. Our advice is never influenced by carrier incentives or sales targets.
Accessibility
Health insurance shouldn't be a luxury. We work to find affordable coverage for every budget.
Longevity
We're not here to make a sale. We're here to build a relationship that lasts as long as you need us.

Licenses & credentials

Meet Options is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:

Blue Cross Blue ShieldAetnaCignaUnitedHealthcareHumanaOscar HealthMolina HealthcareAmbetterBright HealthKaiser PermanenteDelta DentalVSPMetLife DentalGuardianAmeritasAflacCigna SupplementalTransamerica
The four rules we work by

Fewer options, picked with you.

Comparison engines hand you the haystack. We hand you the needle — then sit with you while you decide whether it's the right one.

We delete, you decide

We cut 200 plans down to the 3 that actually fit your doctors, your meds, your budget. You pick from a shortlist, not a search engine.

Permission to pause

"I need to think about it" is a sentence, not an objection. Sit with it for a day or a month. We won't chase you with calls.

One human, every year

The person who helps you pick is the one who answers in March about a claim, or in October when your spouse changes jobs. No queues, no transfers.

Fast once you're sure

When you say go, we move. Paperwork handled for you, coverage active in 48 hours. You don't lose a Saturday to PDFs.

15+
Years guiding families
50+
Health carriers compared
12K+
People covered
4.9
Average rating
Stories from the formerly stuck

What it sounds like
when the decision finally clicks.

Unedited words from people who'd been stalling — sometimes for years — before one Meet Options call.

I'd been putting this off for nine months. Nine. The Meet Options call took 22 minutes and I picked one. I cried a little, not gonna lie.

Maren R.
Freelancer, age 31

Healthcare.gov made me feel dumb. Meet Options made me feel like a normal person who just needed a hand. Zero condescension. I'd send my mom here.

Jorge T.
New dad, age 36

She asked me one question — "what's the version of this that would still let you sleep tonight?" — and the whole choice clicked. Wild that's all it took.

Salome L.
Recently divorced, age 44

I expected the upsell pitch. It never came. She literally said "you don't need supplemental, you'd be paying for nothing." That sold me on the agency forever.

Devon P.
Bridge-to-Medicare, age 61

I came in with seven tabs open and a spreadsheet. He told me to close them all and just talk for ten minutes. Picked a plan that night. First time I've ever felt unstuck on this.

Ava N.
Career-switcher, age 29

What I loved: they let me pause. I wasn't ready to enroll, just wanted to understand. No followup harassment. Two weeks later I called back and finished. Refreshingly normal.

Reese C.
Pre-Medicare planner, age 57